Payroll Loan
Fixed payment, deducted from your paycheck. Lower interest rates and more favorable term: easier and worry-free. Available to retirees and pensioners.
Agi revolutionizes the Brazilian financial system by promoting easy access and inclusion for the largest growing segment in Brazil’s population.
We serve individuals who have been undersurved by incumbente banks and have not been effectively reached by digital-only banks.
We empower through respect and simplicity and care to deeply connect. Our purpose is to improve people’s everyday lives, and we do that through credit, insurance, banking services, and welcoming service across 1000+ Smart Hubs throughout Brazil.
Agi’s winning model combines a unique hybrid engagement model, a specially designed suit of solutions and services and powerful proprietary tecnology and insights.
As a result, Agi serves over six million customers, achieving 50% annual growth in recurring revenue and generating R$870 million in net income in 2024, while maintaing one of the highest returns on equity in the Brazilian financial sector.



Over 6 million
customers
+1000
Smart Hubs
R$34.5bn
Credit Portfolio
+5000
employees
Fixed payment, deducted from your paycheck. Lower interest rates and more favorable term: easier and worry-free. Available to retirees and pensioners.
100% digital. Fixed payments, deducted from your paycheck, no stress. Simple and fast, built for CLT workers.
Digital, but always close to you. A complete account to pay, get paid, transfer and invest, whenever and wherever you want.
Fast and hassle-free: money in your account in up to 24 hours. Perfect for bills, emergencies, or making a dream happen.

“I went to Agi to check loan conditions and felt right at home. It was Agi that gave me the chance to have a card to pay in instalments, do my shopping, and receive my pension.”
Ivone, Agi client.